Fungible is a neat word.
The important part is the information about the SCHIP recipient, who clearly has a choice to make, and for some reason, lots of people think I (and they) should be forced to subsidize this person's choices.
Not having health insurance in most instances is a choice. I'm all for helping people who can't afford health CARE, and will do it voluntarily. But I won't volunteer to pay for health insurance for someone who chooses a low paying job to chase their dream; do you think you should have to buy health insurance for some guy in a bar band who quits his day job, when that day job provided insurance as a benefit?